So you just laid out a bunch of cash for your down payment and closing costs, and don’t forget about the moving company. Or, maybe you’re just getting ready to buy or move into your first home, and you’re not sure how you’re going to furnish and fill up your great new space after draining your savings account. The same-old hand-me-downs you’ve been putting up with just aren’t going to cut it in your new place, right?
You don’t have to drag your beat-up college futon with you, nor do you have to settle for IKEA everything with a 20-year-old, 300-pound TV thrown in. By making smart use of available zero-interest credit programs, you can get all kinds of cool stuff for your home and pay it off monthly. Choose right, and it may only take a homemade lunch here and there instead of going out with coworkers every day to afford that great couch, flat-screen TV, and new fridge. Here’s where to go and what to check out.